ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"> <html><!-- InstanceBegin template="/Templates/template.dwt" codeOutsideHTMLIsLocked="false" --> <head> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> <!-- InstanceBeginEditable name="doctitle" --> <title>Welcome to vipMD</title> <!-- InstanceEndEditable --> <style type="text/css"> <!-- body { margin-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; } --> </style> <link href="stylesheet.css" rel="stylesheet" type="text/css"> <script language="JavaScript"> <!-- function mmLoadMenus() { if (window.mm_menu_0120160426_0) return; window.mm_menu_0120160426_0 = new Menu("root",256,25,"Tahoma",11,"#FFFFFF","#FFFFFF","#135496","#7C91BA","left","middle",4,0,500,-5,7,true,true,true,5,true,false); mm_menu_0120160426_0.addMenuItem("Need&nbsp;for&nbsp;Medical/Dental&nbsp;Plan","location='medical_dental_plan.html'"); mm_menu_0120160426_0.addMenuItem("Issues&nbsp;Regarding&nbsp;Existing&nbsp;Benefit&nbsp;Plans","location='smallbiz_benefit_plans.html'"); 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mm_menu_0120175856_0.addMenuItem("About&nbsp;V.I.P.&nbsp;MD","location='medical_about_vip.html'"); //mm_menu_0120175856_0.addMenuItem("Why&nbsp;Join","location='medical_why_join.html'"); mm_menu_0120175856_0.addMenuItem("Benefits&nbsp;to&nbsp;patients","location='medical_benefits_patients.html'"); //mm_menu_0120175856_0.addMenuItem("Incentives","location='medical_incentives.html'"); //mm_menu_0120175856_0.addMenuItem("Transaction&nbsp;Scenarios","location='medical_transaction_scenarios.html'"); //mm_menu_0120175856_0.addMenuItem("What&nbsp;does&nbsp;it&nbsp;cost?","location='medical_what_does_cost.html'"); mm_menu_0120175856_0.hideOnMouseOut=true; mm_menu_0120175856_0.bgColor='#FFFFFF'; mm_menu_0120175856_0.menuBorder=0; mm_menu_0120175856_0.menuLiteBgColor='#135496'; mm_menu_0120175856_0.menuBorderBgColor='#FFFFFF'; mm_menu_0120175856_0.writeMenus(); } // mmLoadMenus() //--> </script> <script language="JavaScript" src="javascript/mm_menu.js"></script> <!-- InstanceBeginEditable name="head" --><!-- InstanceEndEditable --> <style type="text/css"> <!-- .style1 { font-family: Tahoma; font-size: 11px; color: #FFFFFF; } --> </style> </head> <body> <script language="JavaScript1.2">mmLoadMenus();</script> <table width="778" border="0" align="center" cellpadding="0" cellspacing="1" bgcolor="#CCCCCC"> <tr> <td bgcolor="#FFFFFF"><table width="778" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="191" align="center"><img src="images/vip_logo.JPG" width="135" height="70" hspace="15" vspace="4"></td> <td colspan="2" align="right" valign="top"><img src="images/sub_top.JPG" width="417" height="85"></td> </tr> <tr bgcolor="#135496"> <td></td> <td colspan="2" bgcolor="#135496">&nbsp;</td> </tr> <tr> <td height="19" valign="top" bgcolor="#7C91BA">&nbsp;</td> <td align="center" valign="top">&nbsp;</td> <td width="167" rowspan="2" valign="top" bgcolor="#ECEFF4"><!-- InstanceBeginEditable name="sideimg" --> <table width="171" border="0" cellspacing="0" cellpadding="0"> <tr> <td><img src="images/side_img1.JPG" width="171" height="129"></td> </tr> </table> <!-- InstanceEndEditable --></td> </tr> <tr> <td width="191" height="425" valign="top" bgcolor="#7C91BA"><table width="100%" border="0" cellpadding="5" cellspacing="2" bgcolor="#7C91BA"> <tr> <td><img src="images/link_bullet.JPG" width="15" height="15" hspace="11" align="absmiddle"><a href="index.html" class="blackLink">Home</a></td> </tr> <tr> <td><img src="images/link_bullet.JPG" width="15" height="15" hspace="11" align="absmiddle"><a href="#" name="link2" class="blackLink" id="link1" onMouseOver="MM_showMenu(window.mm_menu_0120160426_0,125,10,null,'link2')" onMouseOut="MM_startTimeout();">Small Business Owners</a></td> </tr> <tr> <td><img src="images/link_bullet.JPG" width="15" height="15" hspace="11" align="absmiddle"><a href="#" name="link4" class="blackLink" id="link3" onMouseOver="MM_showMenu(window.mm_menu_0120175856_0,118,10,null,'link4')" onMouseOut="MM_startTimeout();">Medical Professionals</a></td> </tr> <TR> <TD><IMG height=15 hspace=11 src="images/link_bullet.jpg" width=15 align=absMiddle><A class=blackLink href="iss.html">Insurance Solutions</A></TD></TR> <tr> <td><img src="images/link_bullet.JPG" width="15" height="15" hspace="11" align="absmiddle"><a href="contactus.html" class="blackLink">Contact Us </a></td> </tr> </table></td> <td width="420" align="center" valign="top"><!-- InstanceBeginEditable name="EditRegion3" --> <table width="95%" border="0" cellspacing="2" cellpadding="1"> <tr> <td colspan="2" class="bluetitle"><p> vipMD Complete Plan&nbsp;</p></td> </tr> <tr> <td colspan="2" valign="top" class="bodytext"><img src="images/title_ul.JPG" width="284" height="3"></td> </tr> <tr> <td colspan="2" class="bodytext"> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <span style="font-size: 12pt; font-family: Times New Roman">A smart, complete health and wellness program-includes the vipMD Basic Plan<b style="mso-bidi-font-weight: normal"> plus </b>low cost insurance for all your needs</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <?xml namespace="" ns="urn:schemas-microsoft-com:office:office" prefix="o" ?><o:p><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">&nbsp;</SPAN></o:p> &nbsp;</p> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <b style="mso-bidi-font-weight: normal"><u><span style="color: #3366ff"><span style="font-size: 12pt"> <span style="font-family: Times New Roman">Smart and cost effective because:<o:p></o:p></span></span></span></u></b></p> <ul style="margin-top: 0in" type="disc"> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">40-50% of traditional group premium costs are redirected to employee benefits within a PHSP/Health and Welfare Trust with just a 10% admin fee.<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Employers set their own benefit costs for control and<span style="mso-spacerun: yes">&nbsp; </span> stability of<span style="mso-spacerun: yes">&nbsp; </span>budgets within the HSA<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Integrates less expensive premiums for catastrophic insurance needs<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Convenient facilitation of early accessibility to private MD counseling for minor to major life threatening health issues and alternative clinics / hospitals for chronic/ urgent medical services. Such chronic ailments present in a working staff can cost a company $200/day in lost productivity and spent group insurance claims or further long/ short term disability costs.<o:p></o:p></span></span></li> </ul> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <span style="font-size: 10pt; font-family: Times New Roman"> <o:p>&nbsp;</o:p> &nbsp; </span> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <span style="font-size: 12pt"><span style="font-family: Times New Roman"><b style="mso-bidi-font-weight: normal"> <u><span style="color: #3366ff">Benefits to a corporation/ employer</span></u></b>:</span></span></p> <ul style="margin-top: 0in" type="disc"> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo2; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Affordable cost containment and budget stability allows even small business owners to have a health benefits plan<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo2; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Positive ROI on staff productivity<span style="mso-spacerun: yes">&nbsp; </span>through reduced staff sick days/ disability <o:p></o:p> </span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo2; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman"> Plus <span style="mso-spacerun: yes">&nbsp; </span>provides low cost integrated insurance for catastrophic medical events/ needs<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo2; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Extra goodwill is offered to employees via Employee health and wellness programs<o:p></o:p></span></span></li> </ul> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <o:p><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">&nbsp;</SPAN></o:p> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt"> <b style="mso-bidi-font-weight: normal"><u><span style="font-size: 12pt"><span style="font-family: Times New Roman"> <span style="color: #3366ff">Benefits to employees</span>:<o:p></o:p></span></span></u></b></p> <ul style="margin-top: 0in" type="disc"> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l1 level1 lfo3; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Flexible benefits that allows even for alternative non-traditional medicine( very suitable for a multicultural labor force), freedom to choose own practitioners/ services for staff to manage their own health care<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l1 level1 lfo3; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Insurance for catastrophic events<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin: 0in 0in 0pt; mso-list: l1 level1 lfo3; tab-stops: list .5in"> <span style="font-size: 10pt"><span style="font-family: Times New Roman">Medical accessibility and individualized assistance for all medical concerns <o:p></o:p> </span></span></li> </ul> </td> </tr> </table> <!-- InstanceEndEditable --></td> </tr> <tr align="center" valign="top"> <td colspan="3"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr bgcolor="#135496"> <td width="78%" height="25" align="center" valign="middle"><span class="style1">Copyright &copy;2006 vipMD </span></td> <td width="22%" align="right" valign="middle"><span class="style1"><a href="legal_notice.html" class="legalnotice">Legal Notice</a>&nbsp;&nbsp;</span></td> </tr> </table></td> </tr> </table></td> </tr> </table> </body> <!-- InstanceEnd --></html>